So I said earlier that I would post my credit card bill to keep me honest. Below are my charges. I made for the last bill. I have become a little less budget oriented since paying off my car. I have bought some things that I need or have been wanting. I have one more debt and then I can scream I’M DEBT FREE!!!! I used to listen to the Dave Ramsey show more and loved hearing people call in and say those words. So here it goes. I will attempt to justify/explain the purchases.
1. Urban Nirvana $140.00 – 1.5hour masage which was well worth it. I was having horrible neck, arm and shoulder pain. This did the trick. The nice man spent over 30 minutes on my neck alone. Nursing is a hard body breaking job and I may just budget in for massage every couple of months.
2. TJ Maxx $26.47 – Forgot my debit card. Bought a 3 shirts. Heck not a bad deal.
3. Perks $7.00 – BLT, chips and drink. Hungry and forgot to eat before going out
4. Hollister $146.81 – 3 new pair of jeans. I needed them. All my other ones had holes in them and it is winter.
5. Paypal $34.01 – Black pair of Dansko’s online. Great deal but I bought narrow and had them stretched so they fit a little better. I had no ideal they made narrow. I just wear thing sock. This price vs $130 I feel is a good deal.
6. Dentist $40.00 – My small co-pay for the dentist and a special toothpaste I use to prevent cavities.
Verdict: I definitely charged more this past month that I have in a long time. Starting January I am back on track with my budget. I am still saving and paying of debt just not as strictly. I will say that the next bill is not looking any better. I may have to take the card out of my wallet. One good thing though is that I earn points with my credit and debit car. I just redeemed a $10.00 Starbucks and Panera gift card.